USDC payments & names · on Arc
Get paid in USDC.
One link. One name.
Zunivo turns "send me crypto" into a proper checkout: a link anyone can pay, a .zunivo name anyone can remember, and a receipt for every payment. Settled in under a second. Never held by us.
Live on Arc Testnet · contracts verified · zero-custody by construction
Receipt
paidsettlement finality on Arc
custody — funds move payer → you in one atomic transaction
fee, hard-capped in verified contract code (currently 0%)
gas is USDC too — no second token to buy
What Zunivo does
Three things a transfer can't do
USDC moves value. Running a business needs more: knowing whose money, for what, whether it's the right amount — and proving it later. Zunivo is that layer.
Payment links
Create an order, share one short link or QR. The payer opens it and pays from any wallet — or with no wallet at all, using a passkey and Face ID. Funds land in your wallet, not ours.
Create a link →Zunivo Names
yourname.zunivo — an NFT that routes money. Fully on-chain art and metadata, tradable, and payments sent to the name follow whoever holds it. Your address becomes a brand.
Mint yours →Receipts & reconciliation
Every payment binds to an order on-chain, so matching is automatic: live paid / unpaid status, a shareable receipt page for both sides, and a CSV your accountant will actually accept.
Open the dashboard →The honest question
"Why not just send USDC directly?"
You can. A transfer moves the money — and leaves you doing the bookkeeping by hand. Here's the same payment, both ways.
A raw transfer
- Fifty deposits, one address — which payment was which invoice?
- Copy a 42-character address by hand and hope
- Your "receipt" is a transaction hash
- Who underpaid? Who never paid? Nobody knows
- New customers need a wallet, gas, and a tutorial
The same payment on Zunivo
- Every payment matches its order automatically
- Amount and destination locked inside the link — or just say a name
- A receipt page both sides can keep and share
- Paid / unpaid live, CSV export for the books
- No wallet? A passkey and Face ID is enough
How it works
From "pay me" to reconciled, in three steps
Create
Enter an amount and a memo. Your wallet — or your .zunivo name — is the destination. Zunivo issues the order and a short link.
zunivo.io/pay?oid=60eeafd3Share
Send the link or QR anywhere: an invoice, a chat, a bio. The payer opens it and confirms. Gas is USDC too, and can be sponsored.
Settled
Money lands in your wallet in under a second. The order flips to paid, the receipt is issued, and your CSV already knows.
Zunivo Names
A name that money answers to
- The art and metadata are generated by the contract itself — no server, no IPFS, nothing to go dark
- It's an ERC-721: sell it, gift it, hold it. Payments follow the holder automatically
- Works everywhere in Zunivo: receive with it, get paid to it, look up your books by it
- 3–20 characters · a-z, 0-9, dashes · first come, first served
Trust, verifiable
Don't trust our word. Read the contracts.
Zunivo's rails are two small, verified contracts. Money passes through in one atomic transaction — there is no pooled balance to hack, freeze, or run away with.
- Non-custodial by construction — the router forwards funds in-transaction and can't hold a balance
- Fee hard-capped at 1% in on-chain code, currently 0% — a promise you can read, not one you take
- 35-test suite with fuzzing and reentrancy probes; Slither static analysis: zero high or medium findings
- Independent security review scheduled before mainnet
Questions
Do my customers need a crypto wallet?
No. Any EVM wallet works — Zunivo adds the Arc network for them automatically — or they can pay with no wallet at all: a passkey (Face ID / Touch ID) creates a secure Circle smart account on the spot.
What does Zunivo cost?
Free during testnet. At mainnet, a protocol fee of up to 1% on payments — the cap is enforced by the contract, not a promise — and 1 USDC to mint a name.
Why is Zunivo on Arc?
Arc is Circle's chain built for money: USDC is the native gas token and settlement is deterministic and sub-second. It's the first place a stablecoin checkout can feel like a card payment.
Is a .zunivo name a real domain?
It's an on-chain payment name, not a DNS domain: an ERC-721 on Arc that any app can resolve permissionlessly. Inside Zunivo it works everywhere you'd otherwise paste an address.
Your next payment could reconcile itself.
Create a link in thirty seconds, or claim the name your customers will remember. Both are live on Arc Testnet today.